Mortgage Loan Officer

Employer
United Bank
Location
Hartford
Salary
Competitive
Posted
Jun 09, 2018
Closes
Jul 06, 2018
Industry
Banking
Employer Type
Direct Employer
Employment Type
Permanent
Hours
Full Time
Job Description What we do:We're a recognized national leader in building communities. Every community begins with individuals and families coming together to create homes and start businesses. We help those individuals and families, regardless of their background, find the means to purchase or build their homes, create a place of security and warmth, and thus build those communities. We. Make. A. Difference.Why you'd like us:We're a powerhouse of a bank but our teams are small and focused, allowing us to work hard but smart. We strive for a productive, fascinating, motivating, honest, open, flexible, empowered, enjoyable work environment. We are recognized as leaders in improving communities around the country and our work helps individuals and families build the security and confidence necessary to achieve their dreams.If you've ever wanted to see the outcome of your labor, be a part of something bigger, work with other people who are focused on making a difference - you've found the right place.What you'll do:The Basics:•Meet with prospective customers, provide them information on mortgage loan rates and terms, and take their applications - you'll be meeting people from all walks of life, one of the best parts of the job!•Pre-qualify applicants in person, by telephone, or email / letters as appropriate.•Work with the team to assist underwriting approval.•Maintain contact with customers and follow through on mortgage applications in process. Work with customers and the team to gather information necessary to ensure the customer's success at getting the loan.•Ensure completeness of paperwork and documentation and reviews for compliance - those T's need to be crossed and those I's need to be dotted!•Keep informed of changes in Bank policies and procedures and in state and federal regulations impacting residential mortgage business.The Good Stuff:•Represent the Bank in the community to develop profitable new business and ensure our customers are happy.•Build your own team of realtors, accountants, attorneys, and people referred by existing customers to gain new business - nothing beats a team working like a well-oiled machine!•Attend Realtor functions and conferences - learning & networking all in one.•Get to know your clients to understand their needs and aspirations so you can provide a full range of support to help them achieve dreams - there's no better feeling than seeing that look of trust, gratitude, and joy.Who we want to hire:Someone who wants to work on fascinating problems that impact the wellbeing of others.Someone who is not afraid of trying, failing, and learning.Someone who loves delivering results, especially under pressure and against deadlines.Someone who possesses integrity of character and self-confidence.Someone who can manage themselves without constant supervision and instruction.Someone who doesn't believe they're too good for a given task, no matter what it is.Someone who loves working with other people, is energized meeting new people, and knows the value and works hard to maintain established relationships.Someone who brings ideas, creativity, and motivation to the table.We want to hear from you if you possess:•Experience in lending, specifically mortgage banking knowledge as well as governmental regulations pertaining to mortgage loans.•Sales capabilities with the ability to understand a client's full range of needs and financial aspirations.•A business development mindset to recognize and build new business opportunities for yourself and the Bank.•A friendly and outgoing manner, with the ability to deal persuasively and effectively with prospective and existing customers and with people in the community. •Strong communication skills - a good conversationalist and a clear, concise writer.•Good administrative and follow-through skills.Desirable Qualifications for the Position:•A Bachelor's degree.•Previous mortgage loan origination experience in another bank or a mortgage company.•Courses and seminars in credit issues and other lending topics.•Basic computer skills with such things as Microsoft Office (Word, Excel, PowerPoint), email, and Internet search.APPLY NOWIf you're interested in joining, doing something meaningful, and being a part of something bigger than yourself, we'd love to hear from you. Apply now and let's get the conversation started!All employees are subject to the requirements of the United Bank BSA Program. An employee's role with United Bank determines which parts of the program apply. However, all employees are responsible for reporting suspicious activity identified in the course of their work, and all employees are responsible for the timely completion of mandatory compliance training assigned, such as BSA and OFAC.United Bank is an Equal Opportunity Employer; Protected Veterans/Individuals with Disabilities.